Why are mortgage rates rising when Bank Rate hasn’t changed?

The Bank of England has kept its headline interest rate at 3.75%, yet mortgage borrowers are seeing fixed-rate deals become more expensive. So what is going on, and what should you do if you are buying a home or your current deal is coming to an end?

Mortgage ending in the next six months? Why it may pay to start looking now

Around 1.8 million fixed-rate mortgages are expected to come to an end during 20261. If yours is one of them, waiting until the final few weeks to investigate your options could leave you with less time and less choice.

Autumn bounce is here, but buyers may hold more cards as homes for sale hit a 12-year high

House hunters are returning after the summer lull, but a bumper choice of properties means buyers can afford to be choosier. Here is what the changing autumn market could mean if you are planning a move.

Preparing for University: How to Protect Your Student’s Gadgets and Valuables

The laptop is packed. The phone is permanently in their hand. But are their belongings actually insured?

With A-level results now out and university move-in dates approaching, thousands of families are preparing for one of the biggest changes in their children’s lives.

What the Summer Property Market Is Telling Us About Autumn 2026

Summer can be a difficult time to read the property market.

Families go away, house hunting competes with holidays and good weather, and some of the most reliable housing statistics arrive several weeks after the activity they measure.

Why Reviewing Your Protection Cover Matters When Remortgaging

When your mortgage deal comes to an end, it is natural to focus on one question: what will my new monthly payment be?

But there is another important question worth asking at exactly the same time.

Could your mortgage be costing you more than it needs to?

Why giving your mortgage a proper review could be one of the most useful financial jobs you do this year

Mortgages have a habit of becoming part of the furniture.

You arrange the deal, the monthly payment leaves your bank account and, for the next few years, it can be tempting to forget all about it.

Could your family keep the home if the unexpected happened?

A mortgage can run for decades, but a household’s income can change overnight. Illness, a serious diagnosis, redundancy and death create different financial problems, and no single insurance policy necessarily covers them all.

Could hotter summers change what you look for in your next home?

Britain’s latest heatwave has left many households struggling with sleepless nights, overheated bedrooms and homes that take hours to cool down. As periods of extreme heat become a more important consideration, buyers may need to think differently about what makes a property comfortable, efficient and affordable.

⚠️ Lift Scheme – Reopened! ⚠️

The Scottish Government’s LIFT Open Market Shared Equity (OMSE) scheme is open for applications. Eligible buyers can get funding of up to 40% toward the price of a home in Scotland.

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The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.