The rules around getting a mortgage could change if new proposals from the Financial Conduct Authority are approved.

The Financial Conduct Authority, also known as the FCA, regulates the UK mortgage market and sets rules that lenders must follow.

When the UK experiences a heatwave, most of the attention understandably turns to health, hydration and staying cool. That should always come first. Hot weather can affect everyone, particularly older people, young children, pregnant women and those with underlying health conditions.

If your mortgage deal ends later this year, or in early January 2027, now could be the time to start looking at your options.

For many homeowners, the mortgage is the largest monthly bill they pay. Yet it is also one of the financial products most likely to be left until the last minute.

Britain’s record-breaking May heatwave has sent families into gardens, parks and beaches, with barbecues lit, patio doors left open and garden furniture brought out for the summer

If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later.

Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many borrowers will be reviewing their next steps at the same time