Young Homeowners Risk Losing Homes as Thousands Remain Unprotected

Thousands of young homeowners are putting themselves at risk of losing their homes because many have no insurance cover to protect against life’s unexpected shocks. New research has revealed that a large number of people aged 18 to 34 have little understanding of essential financial protection, and even fewer have taken steps to safeguard themselves.

Thousands of Landlords to Face Quarterly Tax Reporting Under New HMRC Rules

Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026. Under new HMRC rules, many property owners will soon have to report their rental income and expenses to the taxman every three months, rather than just once a year.

Is Your Mortgage Deal Ending in Early 2026? Why Now Is the Time to Act

Homeowners whose fixed-rate mortgage deals expire in early 2026 are being urged to start planning ahead, as a new wave of rate rises and higher payments could be on the horizon.

UK Finance data shows that around 1.6 million fixed-rate mortgage deals are due to end in 2025, with a similarly high number expected to mature in 2026. If you are one of them, it is important to act early to avoid the shock of increased monthly payments and to secure the most suitable deal for your circumstances.

Mortgage Timebomb: Could Your Monthly Repayments Be About to Soar?

Millions of households across the country are heading for a financial jolt as their fixed-rate mortgage deals start to come to an end. These deals were often taken out during the pandemic when interest rates were at record lows. Now, with those rates no longer available, many borrowers could see their monthly repayments rise sharply.

Simple Summer Projects That Could Add Thousands to Your Home’s Value

Summer is the perfect time to tackle those home improvements you have been putting off. But instead of just ticking off a list of repairs, why not focus on the projects that can actually add value to your property?

Whether you are planning to sell soon or simply want to enhance your living space, these simple updates could increase your home’s appeal and potentially boost its value by thousands of pounds.

Is Your Heating at Risk? Why 900,000 Homes Must Upgrade Their Electricity Meters Before 30th June 2025

Almost one million homes across Great Britain are being urged to check their electricity meters following an important announcement from the energy regulator. A nationwide switch-off of a decades-old system could affect how heating and hot water are delivered in many properties. If you or someone you know has an older electric meter and uses an off- peak electricity tariff, this could be essential reading.

Can Renters Really Skip the Deposit? A Look at Skipton’s Track Record Mortgage

Getting on the property ladder has never been easy, but for many renters today, it feels almost impossible. You pay your rent on time every month often more than what a mortgage would cost but saving a deposit? That’s a whole other challenge. That’s where Skipton Building Society’s Track Record Mortgage comes in.

It’s a product that’s made headlines and raised a few eyebrows but also offers a genuine lifeline to first-time buyers struggling with the deposit hurdle. Let’s break it down.

Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?

For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly unable to work due to illness or injury.

With rising household costs and increasing NHS waiting times, now is an ideal time to ask a simple but important question: could you still pay your mortgage if your income stopped for a few weeks or months?

Housing Market Update: Average Asking Prices Reach Record High This Spring

The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This comes despite the end of the temporary stamp duty relief at the beginning of April, demonstrating that both buyers and sellers remain active and engaged.

According to the latest figures from the April House Price Index, the average asking price for a UK property now stands at £377,182. This represents a monthly increase of 1.4 per cent and an annual rise of 1.3 per cent. Buyer demand has grown by 5 per cent compared to this time last year, while the number of new sellers entering the market has increased by 4 per cent year-on-year. Stock levels are now the highest for this time of year in over a decade.

The Bank of England Cuts Interest Rates to 4.25%

In a move widely anticipated by markets, the Bank of England has reduced the base interest rate from 4.50% to 4.25% today.

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The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.