Mortgage brokers regularly speak to clients who are focused on the obvious household costs: mortgage payments, energy bills, council tax. Home insurance often gets treated as a simple renewal.

If you are thinking about selling this spring, now is the moment to get organised. Spring often brings more buyers back into the market, but it also brings more competing listings. Buyers have choice, and they tend to move fastest when a home looks well-presented and the sale feels straightforward.

Mortgage brokers regularly speak to clients who are focused on the obvious household costs: mortgage payments, energy bills, council tax. Home insurance often gets treated as a simple renewal.

If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you.

Around 1.8 million homeowners are coming to the end of fixed-rate deals taken out in 2021, 2022 and 20231. As those deals expire, borrowers face a decision about what happens next and doing nothing may not always be the best outcome.

As the year draws to a close and households prepare for the busy winter months, many people take time to review their finances. Mortgage rates, energy bills and day-to-day costs can all shift throughout the year, making autumn a sensible moment to check whether your financial safety nets are still fit for purpose.