If your mortgage deal is due to end this year, it is worth getting ahead of it now. Not because you need to panic, but because leaving it late can limit your choices and increase the chance of ending up on your lender’s Standard Variable Rate (SVR), which can be higher and can change.

After a few uncertain years for the housing market, there may be some steadier news for homeowners

According to new figures from Rightmove, UK house prices are expected to rise by around 2 per cent during 2026, marking a modest improvement after a relatively flat period1.

Once you own a home, it is easy to put everything on autopilot.

Your mortgage ticks along, insurance renews automatically and paperwork stays filed away. But over time, small details can drift out of line with your circumstances, sometimes without you realising.

The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has become a more strategic decision than ever.

Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law. The legislation, which received Royal Assent on 27 October 2025, will end “no-fault” evictions, tighten property standards and create new rights for tenants. It aims to make renting fairer and more secure while giving responsible landlords clearer rules and stronger legal certainty.