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Why Are Tracker Mortgages Becoming So Popular?

Tracker mortgages have gained significant traction in the UK housing market throughout 2024, with recent data showing a 67% surge in uptake compared to 2021. The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has become especially attractive amidst ongoing economic uncertainty and fluctuating interest rates.

Should You Move Before Winter? Navigating the Autumn Housing Market

As the leaves turn golden and the temperature begins to drop, many UK homeowners may find themselves wondering if autumn is the right time to make a move. For homeowners considering selling or buying a property, the housing market can present both opportunities and challenges at this time of year. In this article, we’ll explore the pros and cons of moving before winter and what you should consider if you’re thinking of taking that step.

Budget Announcement

Chancellor Rachel Reeves has delivered Labour’s first Budget since 2010, after the party’s return to power in July’s general election. We wanted to provide you with a summary of the most notable points that were made in yesterday’s speech.

AI Voice Scams: Could You Be Next? Over a Quarter of Brits Targeted

Fraudsters are taking advantage of cutting-edge AI technology, and it’s time we all start paying attention. According to shocking new research from Starling Bank, over a quarter (28%) of UK adults have been targeted by AI voice cloning scams in the past year alone. The worst part? Nearly half (46%) of Brits don’t even know these scams exist, leaving them wide open to being tricked.

Are You Ready for the Energy Price Cap Hike?

The energy price cap rises from October 1st, UK homeowners are facing the harsh reality of increased energy bills – and it’s those living in the least energy-efficient homes who will feel the biggest pinch. According to new data from Rightmove, households in properties with the lowest energy performance ratings (EPC F-G) could see their annual bills spike by £558 under the new price cap.

Autumn Property Market Off to a Flying Start

With the summer holidays now behind us, the Autumn home-selling season has kicked off in full force – and this year, it’s busier than ever! After a quieter property market in 2023, where many prospective buyers and sellers held back due to soaring mortgage rates and stubbornly high inflation, it seems 2024 is seeing a rebound.

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