With A-Level results delivered, excitement is building as families across the UK prepare to send their children off to university. But amidst the flurry of packing and planning, have you considered how to protect your child’s expensive gadgets and treasured possessions?

Wherever you go on the high street or online, you will see ‘Buy Now Pay Later’ (BNPL) schemes advertising that you can buy that item you want or need now and pay back the money borrowed, plus interest, over several weeks or months. Some providers add a sweetener by giving the borrower an initial interest free or fee-free period.

Good news, the Bank of England has announced that interest rates are to be reduced to 5.00%

With prime holiday time approaching fast, many will have already booked breaks at home or abroad. With prices of holidays rising, it makes sense to insure your holiday so that you are not out of pocket should the unexpected happen.

Have you got someone in the family who’s just a driving test away from qualifying to drive? If you have, you will probably be aware that passing the driving test is not the only barrier to being able to take to the roads alone.