If your mortgage deal is coming to an end, your lender may already have contacted you with a new rate. It often looks simple. You log in, click a few buttons, and switch to the next deal. However, before you do that, it is important to ask whether that offer is truly the right one for you.
Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law. The legislation, which received Royal Assent on 27 October 2025, will end “no-fault” evictions, tighten property standards and create new rights for tenants. It aims to make renting fairer and more secure while giving responsible landlords clearer rules and stronger legal certainty.
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home. This represents a 40 per cent increase in a decade, according to research from specialist mortgage lender Perenna
The Bank of England base rate is currently 4.0%, having fallen from a peak of 5.25% over the past year1. While this downward trend has provided some relief to borrowers, the key question for homeowners and landlords is how low rates might go and when.
Fraudsters pretending to be the Financial Conduct Authority (FCA) have targeted thousands of people this year, with almost 5,000 fake FCA scams reported in the first half of 2025
When your mortgage deal comes to an end, most people focus on securing the best new rate. However, remortgaging is also the perfect time to step back and look at the bigger picture. It is not only about lowering your monthly repayments, it is also about ensuring that your financial safety net continues to protect you and your family.
With A-level results day now a distant memory, many young people are preparing to move away from home for the first time to begin their university journey. Alongside clothes and kitchen items, students will often pack laptops, smartphones, tablets, cameras and even bicycles. These possessions can be extremely valuable, and without suitable insurance, a single theft or accident could cause significant disruption and financial strain.
Homeowners coming to the end of a fixed mortgage deal are finally getting some good news. For the first time in nearly three years, the average two-year fixed mortgage rate has slipped below five per cent.
Thousands of young homeowners are putting themselves at risk of losing their homes because many have no insurance cover to protect against life’s unexpected shocks. New research has revealed that a large number of people aged 18 to 34 have little understanding of essential financial protection, and even fewer have taken steps to safeguard themselves.
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026. Under new HMRC rules, many property owners will soon have to report their rental income and expenses to the taxman every three months, rather than just once a year.
Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Protect Mortgage Solutions Ltd are registered in Scotland.
Registered No: SC501786. Registered Office: 7 Queens Gardens, Aberdeen, AB15 4YD.
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Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
If you click this referral link and make a purchase (or take another qualifying action), we may receive a commission or referral fee – at no extra cost to you.
Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Protect Mortgage Solutions Ltd are registered in Scotland.
Registered No: SC501786. Registered Office: 7 Queens Gardens, Aberdeen, AB15 4YD.
Try it FREE for 7 days, then £14.99 a month – cancel online anytime
Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
If you click this referral link and make a purchase (or take another qualifying action), we may receive a commission or referral fee – at no extra cost to you.
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The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.