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Preparing for University: How to Protect Your Student’s Gadgets and Valuables

With A-level results day now a distant memory, many young people are preparing to move away from home for the first time to begin their university journey. Alongside clothes and kitchen items, students will often pack laptops, smartphones, tablets, cameras and even bicycles. These possessions can be extremely valuable, and without suitable insurance, a single theft or accident could cause significant disruption and financial strain.

Young Homeowners Risk Losing Homes as Thousands Remain Unprotected

Thousands of young homeowners are putting themselves at risk of losing their homes because many have no insurance cover to protect against life’s unexpected shocks. New research has revealed that a large number of people aged 18 to 34 have little understanding of essential financial protection, and even fewer have taken steps to safeguard themselves.

Is Your Mortgage Deal Ending in Early 2026? Why Now Is the Time to Act

Homeowners whose fixed-rate mortgage deals expire in early 2026 are being urged to start planning ahead, as a new wave of rate rises and higher payments could be on the horizon.

UK Finance data shows that around 1.6 million fixed-rate mortgage deals are due to end in 2025, with a similarly high number expected to mature in 2026. If you are one of them, it is important to act early to avoid the shock of increased monthly payments and to secure the most suitable deal for your circumstances.

Simple Summer Projects That Could Add Thousands to Your Home’s Value

Summer is the perfect time to tackle those home improvements you have been putting off. But instead of just ticking off a list of repairs, why not focus on the projects that can actually add value to your property?

Whether you are planning to sell soon or simply want to enhance your living space, these simple updates could increase your home’s appeal and potentially boost its value by thousands of pounds.

Is Your Heating at Risk? Why 900,000 Homes Must Upgrade Their Electricity Meters Before 30th June 2025

Almost one million homes across Great Britain are being urged to check their electricity meters following an important announcement from the energy regulator. A nationwide switch-off of a decades-old system could affect how heating and hot water are delivered in many properties. If you or someone you know has an older electric meter and uses an off- peak electricity tariff, this could be essential reading.

Can Renters Really Skip the Deposit? A Look at Skipton’s Track Record Mortgage

Getting on the property ladder has never been easy, but for many renters today, it feels almost impossible. You pay your rent on time every month often more than what a mortgage would cost but saving a deposit? That’s a whole other challenge. That’s where Skipton Building Society’s Track Record Mortgage comes in.

It’s a product that’s made headlines and raised a few eyebrows but also offers a genuine lifeline to first-time buyers struggling with the deposit hurdle. Let’s break it down.

Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?

For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly unable to work due to illness or injury.

With rising household costs and increasing NHS waiting times, now is an ideal time to ask a simple but important question: could you still pay your mortgage if your income stopped for a few weeks or months?

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The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.