Are You Ready for the Energy Price Cap Hike?

The energy price cap rises from October 1st, UK homeowners are facing the harsh reality of increased energy bills – and it’s those living in the least energy-efficient homes who will feel the biggest pinch. According to new data from Rightmove, households in properties with the lowest energy performance ratings (EPC F-G) could see their annual bills spike by £558 under the new price cap.

Autumn Property Market Off to a Flying Start

With the summer holidays now behind us, the Autumn home-selling season has kicked off in full force – and this year, it’s busier than ever! After a quieter property market in 2023, where many prospective buyers and sellers held back due to soaring mortgage rates and stubbornly high inflation, it seems 2024 is seeing a rebound.

Don’t Let Your Property Fall into the Wrong Hands: Update Your Will After Buying a Home

Owning a property is likely to be one of the most significant financial decisions you’ll ever make. Whether you purchased your home recently or some time ago, ensuring that your Will accurately reflects your property ownership is crucial.

Time to Safeguard Your University-Bound Teen’s Valuables

With A-Level results delivered, excitement is building as families across the UK prepare to send their children off to university. But amidst the flurry of packing and planning, have you considered how to protect your child’s expensive gadgets and treasured possessions?

Know Someone Wanting to Buy Their First Home? Share This Vital Guide to Help Them Secure Their Future

As house prices continue to rise, getting onto the property ladder feels more like a distant dream for many first-time buyers. But here’s some good news: it’s not as tough as it seems!

Easy Store Credit – the Sting in the Tail

Wherever you go on the high street or online, you will see ‘Buy Now Pay Later’ (BNPL) schemes advertising that you can buy that item you want or need now and pay back the money borrowed, plus interest, over several weeks or months. Some providers add a sweetener by giving the borrower an initial interest free or fee-free period.

Buy-to-Let: The Importance of Understanding Rental Yields

For prospective landlords, understanding the rental yield can be crucial for making informed decisions about the property you intend to purchase and let out.

The Bank of England Reduces Interest Rates to 5.00%

Good news, the Bank of England has announced that interest rates are to be reduced to 5.00%

Can I rent out my home on Airbnb if I have a mortgage?

With holiday season in full swing and many of us looking at leaving our homes for a week or two in search of the sun, the thoughts of advertising your home as a holiday-let to make a bit of spare cash may seem quite appealing.

The importance of travel insurance

With prime holiday time approaching fast, many will have already booked breaks at home or abroad. With prices of holidays rising, it makes sense to insure your holiday so that you are not out of pocket should the unexpected happen.

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The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.