Protect Mortgage Solutions
  • Home
  • Your Adviser
  • All Services
  • News
  • Contact
  • Menu Menu
  • LinkedIn
  • Facebook

Mortgages

First Time Buyers

Embarking on the path to home ownership can feel like a daunting task, but with the right support and expertise, it can be a rewarding and empowering experience. We assist first-time buyers who want to find the perfect funding option tailored to their unique needs and financial situation.

We understand that every first-time buyer’s journey is different, which is why we offer a range of funding options to suit various circumstances. Whether it’s traditional mortgages, government-backed loans, or specialised programs, we’ve got it covered. We’ll help all first-time buyers to explore the possibilities and find the solution that’s right for them.

One of the biggest concerns for many first-time buyers is the deposit requirement. Rest assured, we have plenty of experience securing mortgages with low deposit requirements, and in some cases, even no deposit at all. We will work to find the most suitable products for you, working together to help realise your dream of homeownership.

Home Movers

Those who are currently in the process of selling their home, as well as those who have already sold and are eagerly awaiting the moving date, can benefit from our services. We assist home movers to secure the financing they need to smoothly transition into their next chapter.

We understand that selling a home and buying a new one can be a complex and sometimes overwhelming process. That’s why we are here to provide expert guidance and support every step of the way. Whether the next property is a bump up in size, something smaller for a simpler lifestyle, or just a change of scenery, we’ll help get it sorted. To make that happen, it may mean exploring a range of financing options, which we can assist with.

Remortgages

Mortgage needs may change over time, and that’s why we’re here to assist home owners with the remortgaging process. Whether it’s a review of a current mortgage, securing a new deal or raising additional borrowing, we have the knowledge and experience to assist.

Our first step is to conduct a thorough mortgage review, taking into account a home owner’s current financial situation, long-term goals, and any changes in the market. We’ll analyse their existing mortgage to determine whether it still aligns with their needs and if there are better options available.

Once we’ve completed a mortgage review, we’ll work to secure a new deal that best suits a home owner’s circumstances. If lowering monthly repayments is the goal, reducing interest rates is a priority, or shortening the mortgage term would make life a lot easier, we’ll use our expertise and work to find the best solution to suit the needs of our clients.

In addition to securing a new deal, we can also investigate options for raising additional borrowing against a property. Some home owners wish to fund home improvements, consolidate debt, or pursue other financial goals. Whatever the case, we’ll help to navigate the process and find the most appropriate solution for our clients’ unique situations.

Buy-to-Let

We love to help aspiring landlords. We have access to a comprehensive range of products, allowing us to find an appropriate solution to suit our clients’ buy-to-let needs.

Purchasing a buy-to-let property is a significant decision, and so we’re here to provide the expertise and guidance needed to help make it a success. Whether the property is for a seasoned investor or someone with no prior experience, we’ll collaborate closely to understand the end goal that will enhance a property portfolio.

Once the right property is in sight, we’ll assist in securing the financing necessary to make the investment a reality. We have access to a wide range of buy-to-let mortgage products suitable for your unique situations.

But our support doesn’t stop there. We also offer comprehensive mortgage reviews for existing buy-to-let investors. Whether it’s a case of refinancing current properties, expanding a portfolio, or simply ensure that financing arrangements remain competitive, we’ll help to make it happen.

Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage

Insurances & Protection

Life Insurance

Life insurance is a vital component to ensuring the financial security of our families in the face of life’s uncertainties. We can help to remove the complexities of life insurance policies and help to find the right coverage to safeguard the future.

Life insurance provides invaluable peace of mind by offering financial protection to loved ones after our death. However, it’s essential to consider additional layers of protection, such as critical illness cover. Critical illness cover provides a lump sum payout in the event of a diagnosis with a specified critical illness, offering financial support during a challenging time and alleviating the burden of medical expenses and loss of income.

We know that each client is unique, and so we strive to understand each one’s needs and circumstances. We provide personalised recommendations tailored to the financial goals and obligations of families.

Income Protection

Safeguarding income and protecting the financial stability of families is important, especially during times of uncertainty. That’s why we offer expert guidance and tailored solutions to help navigate the world of income protection.

Income protection is a vital component of financial planning, creating a safety net in the event of an illness or injury that prohibits work. It offers peace of mind by replacing a portion of lost income, assisting families to meet their financial obligations and maintain their standard of living during difficult times.

We will carefully assess income protection needs and design a customised solution. It doesn’t matter if a client is self-employed, a sole breadwinner, or simply wanting to ensure that their family is protected, we’re here to help find the right coverage for everyone’s needs.

Private Medical Insurance (PMI)

With NHS waiting lists now exceeding record highs, private healthcare is becoming an increasingly popular solution. If you’re looking to take control of your healthcare, Private Medical Insurance (PMI) could provide faster access to consultations, diagnostics, and treatment, giving you peace of mind when you need it most.

What Does PMI Cover?

  • PMI is designed to put you in control of your healthcare, offering:
  • Fast-tracked consultations with leading specialists
  • Access to private hospitals and treatment centres
  • Diagnostic tests, scans, and outpatient services
  • Physiotherapy to aid recovery
  • 24/7 GP access, often via virtual appointments

While PMI doesn’t cover everything—such as emergency treatment, chronic conditions, or maternity care—it could provide a valuable solution for avoiding long NHS waiting times.

Is PMI the Right Choice for You?

At Protect Mortgage Solutions, we can help you find a policy that suits your needs and budget. Whether you’re considering PMI or looking into other forms of protection, we’re here to guide you through your options.

Home Insurance

Home insurance provides essential protection against a wide range of risks, including damage from natural disasters, theft, fire, and liability claims. With the right coverage in place, there’s no need to worry that the home and its contents are protected against unforeseen events that could put a burden on finances and daily life.

Getting the most out of your mortgage appointment

Getting the most out of your re-mortgage appointment

Footer > Favicon Divider Line (White)
Reviews
5 Over 25 Reviews
Write a Review
google
Gabrielly Lingat 2 days ago
As first time homebuyers, we honestly thought we had no chance of getting approved, but johnny reassured is from the very beginning, reminding us that there is always a way and not to give up. That encouragement meant everything to us. Both johnny and cheree were incredibly informative, patient, and always available to answer our many questions. Their friendly approach and calm guidance made the whole process feel smooth and stress free. We felt genuinely supported every step or the way. We are so grateful for their help and would highly recommend them to anyone looking for mortgage team that truly cares.
...
google
Fergus Cahoon 3 days ago
I had an excellent experience with Protect Mortgage Solutions. My mortgage advisor, Johnny, was incredibly knowledgeable, supportive, and efficient from start to finish. He made the whole process of getting my mortgage smooth and stress-free, always keeping me updated and answering any questions I had. Thanks to Johnny’s dedication and expertise, I was able to secure my home without any hassle. I’d highly recommend him and Protect Mortgage Solutions to anyone looking for first-class mortgage support.
...
google
BEAUTY EJIOWA TOM-DAVID 1 week ago
Great service and very responsive. Gives you all information you need to know.
...
google
Anna Poznanska 2 weeks ago
Johnny is extremely professional,explains everything thoroughly and honestly. Thanks to him we have had a home for several years now. He continues to handle all mortgage matters quickly and stress-free for us. I would recommend him to anyone looking for a Mortgage and Protection Advisor.
...
google
Kasia P 1 month ago
Me and my parents have been Johnny’s clients for years, from getting our first mortgages to helping us with getting the best new mortgage rate. He is always extremely helpful and understanding, explaining everything so well that doesn’t leave you overwhelmed with all this information. He always gives us the best service including help with our life and home insurances.
We always recommend Johnny to everyone who is looking for mortgage or just advice.
We are so lucky that we found him after he moved and we will keep coming back to him 😊
...
google
Mike “Bisu” 2 months ago
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.

On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.

For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
...
facebook
Robert Smith 2 months ago
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.

On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.

For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
...
google
alfgz zgzg 2 months ago
Helped me through the process and were just overall really helpful and lovely. Good pricing and even after I had purchased the property they helped me through the process of insurance. Highly recommend if you are a first time buyer or are just requiring some assistance
...
google
Alec Macdonald 2 months ago
Johnny was recommended to me by a close friend.
The recommendation was a good one.
Johnny has all the qualities that make him right for the job: he is straightforward, he explains everything to you in a way that doesn't leave you bewildered, he deals with matters very quickly and, most importantly, he is honest.
I rate him very highly, and recommend him highly to anyone who is looking for a Mortgage & Protection Adviser.
...

Call Us

01224 872000

Email Us

johnny@protectmortgagesolutions.co.uk

Find Us

Protect Mortgage Solutions
7 Queens Gardens
Aberdeen
AB15 4YD

Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 7 Queens Road, Aberdeen, AB15 4YD. Registered in Scotland No. SC501786.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £500 and this will be discussed and agreed with you at the earliest opportunity.

Follow a manual added link
Footer > Check My File > Logo (White)

Get Your Free
Credit Report

Try it FREE for 30 days, then £14.99 a month – cancel online anytime

Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

Mortgages

Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage

First Time Buyers

Embarking on the path to home ownership can feel like a daunting task, but with the right support and expertise, it can be a rewarding and empowering experience. We assist first-time buyers who want to find the perfect funding option tailored to their unique needs and financial situation.

We understand that every first-time buyer’s journey is different, which is why we offer a range of funding options to suit various circumstances. Whether it’s traditional mortgages, government-backed loans, or specialised programs, we’ve got it covered. We’ll help all first-time buyers to explore the possibilities and find the solution that’s right for them.

One of the biggest concerns for many first-time buyers is the deposit requirement. Rest assured, we have plenty of experience securing mortgages with low deposit requirements, and in some cases, even no deposit at all. We will work to find the most suitable products for you, working together to help realise your dream of homeownership.

Home Movers

Those who are currently in the process of selling their home, as well as those who have already sold and are eagerly awaiting the moving date, can benefit from our services. We assist home movers to secure the financing they need to smoothly transition into their next chapter.

We understand that selling a home and buying a new one can be a complex and sometimes overwhelming process. That’s why we are here to provide expert guidance and support every step of the way. Whether the next property is a bump up in size, something smaller for a simpler lifestyle, or just a change of scenery, we’ll help get it sorted. To make that happen, it may mean exploring a range of financing options, which we can assist with.

Remortgages

Mortgage needs may change over time, and that’s why we’re here to assist home owners with the remortgaging process. Whether it’s a review of a current mortgage, securing a new deal or raising additional borrowing, we have the knowledge and experience to assist.

Our first step is to conduct a thorough mortgage review, taking into account a home owner’s current financial situation, long-term goals, and any changes in the market. We’ll analyse their existing mortgage to determine whether it still aligns with their needs and if there are better options available.

Once we’ve completed a mortgage review, we’ll work to secure a new deal that best suits a home owner’s circumstances. If lowering monthly repayments is the goal, reducing interest rates is a priority, or shortening the mortgage term would make life a lot easier, we’ll use our expertise and work to find the best solution to suit the needs of our clients.

In addition to securing a new deal, we can also investigate options for raising additional borrowing against a property. Some home owners wish to fund home improvements, consolidate debt, or pursue other financial goals. Whatever the case, we’ll help to navigate the process and find the most appropriate solution for our clients’ unique situations.

Buy-to-Let

We love to help aspiring landlords. We have access to a comprehensive range of products, allowing us to find an appropriate solution to suit our clients’ buy-to-let needs.

Purchasing a buy-to-let property is a significant decision, and so we’re here to provide the expertise and guidance needed to help make it a success. Whether the property is for a seasoned investor or someone with no prior experience, we’ll collaborate closely to understand the end goal that will enhance a property portfolio.

Once the right property is in sight, we’ll assist in securing the financing necessary to make the investment a reality. We have access to a wide range of buy-to-let mortgage products suitable for your unique situations.

But our support doesn’t stop there. We also offer comprehensive mortgage reviews for existing buy-to-let investors. Whether it’s a case of refinancing current properties, expanding a portfolio, or simply ensure that financing arrangements remain competitive, we’ll help to make it happen.

Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage

Insurances & Protection

Life Insurance

Life insurance is a vital component to ensuring the financial security of our families in the face of life’s uncertainties. We can help to remove the complexities of life insurance policies and help to find the right coverage to safeguard the future.

Life insurance provides invaluable peace of mind by offering financial protection to loved ones after our death. However, it’s essential to consider additional layers of protection, such as critical illness cover. Critical illness cover provides a lump sum payout in the event of a diagnosis with a specified critical illness, offering financial support during a challenging time and alleviating the burden of medical expenses and loss of income.

We know that each client is unique, and so we strive to understand each one’s needs and circumstances. We provide personalised recommendations tailored to the financial goals and obligations of families.

Income Protection

Safeguarding income and protecting the financial stability of families is important, especially during times of uncertainty. That’s why we offer expert guidance and tailored solutions to help navigate the world of income protection.

Income protection is a vital component of financial planning, creating a safety net in the event of an illness or injury that prohibits work. It offers peace of mind by replacing a portion of lost income, assisting families to meet their financial obligations and maintain their standard of living during difficult times.

We will carefully assess income protection needs and design a customised solution. It doesn’t matter if a client is self-employed, a sole breadwinner, or simply wanting to ensure that their family is protected, we’re here to help find the right coverage for everyone’s needs.

Private Medical Insurance (PMI)

With NHS waiting lists now exceeding record highs, private healthcare is becoming an increasingly popular solution. If you’re looking to take control of your healthcare, Private Medical Insurance (PMI) could provide faster access to consultations, diagnostics, and treatment, giving you peace of mind when you need it most.

What Does PMI Cover?

  • PMI is designed to put you in control of your healthcare, offering:
  • Fast-tracked consultations with leading specialists
  • Access to private hospitals and treatment centres
  • Diagnostic tests, scans, and outpatient services
  • Physiotherapy to aid recovery
  • 24/7 GP access, often via virtual appointments

While PMI doesn’t cover everything—such as emergency treatment, chronic conditions, or maternity care—it could provide a valuable solution for avoiding long NHS waiting times.

Is PMI the Right Choice for You?

At Protect Mortgage Solutions, we can help you find a policy that suits your needs and budget. Whether you’re considering PMI or looking into other forms of protection, we’re here to guide you through your options.

Home Insurance

Home insurance provides essential protection against a wide range of risks, including damage from natural disasters, theft, fire, and liability claims. With the right coverage in place, there’s no need to worry that the home and its contents are protected against unforeseen events that could put a burden on finances and daily life.

Getting the most out of your mortgage appointment

Getting the most out of your re-mortgage appointment

Footer > Favicon Divider Line (White)
Reviews
5 Over 25 Reviews
Write a Review
google
Gabrielly Lingat 2 days ago
As first time homebuyers, we honestly thought we had no chance of getting approved, but johnny reassured is from the very beginning, reminding us that there is always a way and not to give up. That encouragement meant everything to us. Both johnny and cheree were incredibly informative, patient, and always available to answer our many questions. Their friendly approach and calm guidance made the whole process feel smooth and stress free. We felt genuinely supported every step or the way. We are so grateful for their help and would highly recommend them to anyone looking for mortgage team that truly cares.
...
google
Fergus Cahoon 3 days ago
I had an excellent experience with Protect Mortgage Solutions. My mortgage advisor, Johnny, was incredibly knowledgeable, supportive, and efficient from start to finish. He made the whole process of getting my mortgage smooth and stress-free, always keeping me updated and answering any questions I had. Thanks to Johnny’s dedication and expertise, I was able to secure my home without any hassle. I’d highly recommend him and Protect Mortgage Solutions to anyone looking for first-class mortgage support.
...
google
BEAUTY EJIOWA TOM-DAVID 1 week ago
Great service and very responsive. Gives you all information you need to know.
...
google
Anna Poznanska 2 weeks ago
Johnny is extremely professional,explains everything thoroughly and honestly. Thanks to him we have had a home for several years now. He continues to handle all mortgage matters quickly and stress-free for us. I would recommend him to anyone looking for a Mortgage and Protection Advisor.
...
google
Kasia P 1 month ago
Me and my parents have been Johnny’s clients for years, from getting our first mortgages to helping us with getting the best new mortgage rate. He is always extremely helpful and understanding, explaining everything so well that doesn’t leave you overwhelmed with all this information. He always gives us the best service including help with our life and home insurances.
We always recommend Johnny to everyone who is looking for mortgage or just advice.
We are so lucky that we found him after he moved and we will keep coming back to him 😊
...
google
Mike “Bisu” 2 months ago
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.

On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.

For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
...
facebook
Robert Smith 2 months ago
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.

On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.

For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
...
google
alfgz zgzg 2 months ago
Helped me through the process and were just overall really helpful and lovely. Good pricing and even after I had purchased the property they helped me through the process of insurance. Highly recommend if you are a first time buyer or are just requiring some assistance
...
google
Alec Macdonald 2 months ago
Johnny was recommended to me by a close friend.
The recommendation was a good one.
Johnny has all the qualities that make him right for the job: he is straightforward, he explains everything to you in a way that doesn't leave you bewildered, he deals with matters very quickly and, most importantly, he is honest.
I rate him very highly, and recommend him highly to anyone who is looking for a Mortgage & Protection Adviser.
...

Call Us

01224 872000

Email Us

johnny@protectmortgagesolutions.co.uk

Find Us

Protect Mortgage Solutions
7 Queens Gardens
Aberdeen
AB15 4YD

Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 7 Queens Road, Aberdeen, AB15 4YD. Registered in Scotland No. SC501786.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £500 and this will be discussed and agreed with you at the earliest opportunity.

Follow a manual added link
Footer > Check My File > Logo (White)

Get Your Free
Credit Report

Try it FREE for 30 days, then £14.99 a month – cancel online anytime

Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

© Copyright Protect Mortgage Solutions
All rights reserved. Website by Clyq
Privacy Policy | Cookie Policy | Complaints Procedure

The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

© Copyright Protect Mortgage Solutions
All rights reserved. Website by Clyq
Privacy Policy | Cookie Policy | Complaints Procedure

The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

Accept settingsHide notification onlySettings

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Privacy Policy

You can read about our cookies and privacy settings in detail on our Privacy Policy Page.

Accept settingsHide notification only