Mortgages
First Time Buyers
Home Movers
Those who are currently in the process of selling their home, as well as those who have already sold and are eagerly awaiting the moving date, can benefit from our services. We assist home movers to secure the financing they need to smoothly transition into their next chapter.
We understand that selling a home and buying a new one can be a complex and sometimes overwhelming process. That’s why we are here to provide expert guidance and support every step of the way. Whether the next property is a bump up in size, something smaller for a simpler lifestyle, or just a change of scenery, we’ll help get it sorted. To make that happen, it may mean exploring a range of financing options, which we can assist with.
Remortgages
Mortgage needs may change over time, and that’s why we’re here to assist home owners with the remortgaging process. Whether it’s a review of a current mortgage, securing a new deal or raising additional borrowing, we have the knowledge and experience to assist.
Our first step is to conduct a thorough mortgage review, taking into account a home owner’s current financial situation, long-term goals, and any changes in the market. We’ll analyse their existing mortgage to determine whether it still aligns with their needs and if there are better options available.
Once we’ve completed a mortgage review, we’ll work to secure a new deal that best suits a home owner’s circumstances. If lowering monthly repayments is the goal, reducing interest rates is a priority, or shortening the mortgage term would make life a lot easier, we’ll use our expertise and work to find the best solution to suit the needs of our clients.
In addition to securing a new deal, we can also investigate options for raising additional borrowing against a property. Some home owners wish to fund home improvements, consolidate debt, or pursue other financial goals. Whatever the case, we’ll help to navigate the process and find the most appropriate solution for our clients’ unique situations.
Buy-to-Let
We love to help aspiring landlords. We have access to a comprehensive range of products, allowing us to find an appropriate solution to suit our clients’ buy-to-let needs.
Purchasing a buy-to-let property is a significant decision, and so we’re here to provide the expertise and guidance needed to help make it a success. Whether the property is for a seasoned investor or someone with no prior experience, we’ll collaborate closely to understand the end goal that will enhance a property portfolio.
Once the right property is in sight, we’ll assist in securing the financing necessary to make the investment a reality. We have access to a wide range of buy-to-let mortgage products suitable for your unique situations.
But our support doesn’t stop there. We also offer comprehensive mortgage reviews for existing buy-to-let investors. Whether it’s a case of refinancing current properties, expanding a portfolio, or simply ensure that financing arrangements remain competitive, we’ll help to make it happen.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage
Insurances & Protection
Life Insurance
Life insurance is a vital component to ensuring the financial security of our families in the face of life’s uncertainties. We can help to remove the complexities of life insurance policies and help to find the right coverage to safeguard the future.
Life insurance provides invaluable peace of mind by offering financial protection to loved ones after our death. However, it’s essential to consider additional layers of protection, such as critical illness cover. Critical illness cover provides a lump sum payout in the event of a diagnosis with a specified critical illness, offering financial support during a challenging time and alleviating the burden of medical expenses and loss of income.
We know that each client is unique, and so we strive to understand each one’s needs and circumstances. We provide personalised recommendations tailored to the financial goals and obligations of families.
Income Protection
Safeguarding income and protecting the financial stability of families is important, especially during times of uncertainty. That’s why we offer expert guidance and tailored solutions to help navigate the world of income protection.
Income protection is a vital component of financial planning, creating a safety net in the event of an illness or injury that prohibits work. It offers peace of mind by replacing a portion of lost income, assisting families to meet their financial obligations and maintain their standard of living during difficult times.
We will carefully assess income protection needs and design a customised solution. It doesn’t matter if a client is self-employed, a sole breadwinner, or simply wanting to ensure that their family is protected, we’re here to help find the right coverage for everyone’s needs.
Private Medical Insurance (PMI)
With NHS waiting lists now exceeding record highs, private healthcare is becoming an increasingly popular solution. If you’re looking to take control of your healthcare, Private Medical Insurance (PMI) could provide faster access to consultations, diagnostics, and treatment, giving you peace of mind when you need it most.
What Does PMI Cover?
- PMI is designed to put you in control of your healthcare, offering:
- Fast-tracked consultations with leading specialists
- Access to private hospitals and treatment centres
- Diagnostic tests, scans, and outpatient services
- Physiotherapy to aid recovery
- 24/7 GP access, often via virtual appointments
While PMI doesn’t cover everything—such as emergency treatment, chronic conditions, or maternity care—it could provide a valuable solution for avoiding long NHS waiting times.
Is PMI the Right Choice for You?
At Protect Mortgage Solutions, we can help you find a policy that suits your needs and budget. Whether you’re considering PMI or looking into other forms of protection, we’re here to guide you through your options.
Home Insurance
Home insurance provides essential protection against a wide range of risks, including damage from natural disasters, theft, fire, and liability claims. With the right coverage in place, there’s no need to worry that the home and its contents are protected against unforeseen events that could put a burden on finances and daily life.
Reviews
Johnny and Cheree were great to work with, they were amazing at helping with all the paperwork and with things that gave us no stress. I recommend working with this company to my friends and family 🙂
We recently worked with Johnny and Cheree Winterbottom at Protect Mortgage Solutions, and we honestly couldn’t be happier with the service we received. From the very start, they were professional, approachable, and incredibly helpful.
They took the time to fully understand our needs, explained everything clearly, and guided us through each step of the process. What really stood out was how well they kept us informed throughout – we always felt reassured that everything was being taken care of.
Thanks to their knowledge and hard work, my wife and I were able to secure a fantastic new mortgage deal with zero stress. We can’t recommend Johnny and Cheree highly enough – if you’re looking for reliable, friendly, and efficient mortgage support, they’re the people to call.
They took the time to fully understand our needs, explained everything clearly, and guided us through each step of the process. What really stood out was how well they kept us informed throughout – we always felt reassured that everything was being taken care of.
Thanks to their knowledge and hard work, my wife and I were able to secure a fantastic new mortgage deal with zero stress. We can’t recommend Johnny and Cheree highly enough – if you’re looking for reliable, friendly, and efficient mortgage support, they’re the people to call.
Protect Mortgage Solutions would come highly recommended by my partner & I, we had to renew our mortgage & Johnny helped us get a good deal & made the whole experience very easy & stress free for us, & Cheree also providing great support from the documentation side of things also.
We couldn’t recommend Johnny and Cheree enough! We’re incredibly grateful for their guidance and support in helping my fiancé and me purchase our first home together. Their patience and depth of knowledge were truly exceptional throughout the entire process.
Great, professional service! No question too small or silly. Already recommended to friends and family.
I can't express how grateful I am for the outstanding service I received from my mortgage advisor! As a first-time buyer, the entire mortgage application process seemed incredibly daunting. However, they made it quick, easy, and stress-free. Their expertise and guidance were invaluable, and they went above and beyond to ensure I understood every step of the process. I highly recommend them to anyone looking for a mortgage, especially first-time buyers!
Thank you again!
Anna.
Thank you again!
Anna.
We were very happy with Protect Morgage Solutions. We always felt important , listened to and understood . From start to finish we were treated with respect and both Johnny and Cheree went out of their way to make sure we got the best mortgage deals. Cannot recommend Protect Morgage Solutions highly enough ***** Thank you both !!
Johnny provided first-class service from our initial meeting all the way through to the final sale. As a first-time buyer, the process can feel quite daunting, but Johnny’s guidance made everything close to effortless and even enjoyable. I couldn’t recommend Johnny and Cheree at Protect Mortgage Solutions highly enough.
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.
On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.
For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.
For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
Call Us
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £500 and this will be discussed and agreed with you at the earliest opportunity. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Protect Mortgage Solutions Ltd are registered in Scotland.
Registered No: SC501786. Registered Office: 7 Queens Road, Aberdeen, AB15 4YD.
Follow a manual added link
Get Your Free
Get Your Free
Credit Report
Try it FREE for 30 days, then £14.99 a month – cancel online anytime
Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
If you click this referral link and make a purchase (or take another qualifying action), we may receive a commission or referral fee – at no extra cost to you.
Mortgages
Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage
First Time Buyers
Home Movers
Those who are currently in the process of selling their home, as well as those who have already sold and are eagerly awaiting the moving date, can benefit from our services. We assist home movers to secure the financing they need to smoothly transition into their next chapter.
We understand that selling a home and buying a new one can be a complex and sometimes overwhelming process. That’s why we are here to provide expert guidance and support every step of the way. Whether the next property is a bump up in size, something smaller for a simpler lifestyle, or just a change of scenery, we’ll help get it sorted. To make that happen, it may mean exploring a range of financing options, which we can assist with.
Remortgages
Mortgage needs may change over time, and that’s why we’re here to assist home owners with the remortgaging process. Whether it’s a review of a current mortgage, securing a new deal or raising additional borrowing, we have the knowledge and experience to assist.
Our first step is to conduct a thorough mortgage review, taking into account a home owner’s current financial situation, long-term goals, and any changes in the market. We’ll analyse their existing mortgage to determine whether it still aligns with their needs and if there are better options available.
Once we’ve completed a mortgage review, we’ll work to secure a new deal that best suits a home owner’s circumstances. If lowering monthly repayments is the goal, reducing interest rates is a priority, or shortening the mortgage term would make life a lot easier, we’ll use our expertise and work to find the best solution to suit the needs of our clients.
In addition to securing a new deal, we can also investigate options for raising additional borrowing against a property. Some home owners wish to fund home improvements, consolidate debt, or pursue other financial goals. Whatever the case, we’ll help to navigate the process and find the most appropriate solution for our clients’ unique situations.
Buy-to-Let
We love to help aspiring landlords. We have access to a comprehensive range of products, allowing us to find an appropriate solution to suit our clients’ buy-to-let needs.
Purchasing a buy-to-let property is a significant decision, and so we’re here to provide the expertise and guidance needed to help make it a success. Whether the property is for a seasoned investor or someone with no prior experience, we’ll collaborate closely to understand the end goal that will enhance a property portfolio.
Once the right property is in sight, we’ll assist in securing the financing necessary to make the investment a reality. We have access to a wide range of buy-to-let mortgage products suitable for your unique situations.
But our support doesn’t stop there. We also offer comprehensive mortgage reviews for existing buy-to-let investors. Whether it’s a case of refinancing current properties, expanding a portfolio, or simply ensure that financing arrangements remain competitive, we’ll help to make it happen.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Please Note: Your home may be repossessed if you do not keep up repayments on your mortgage
Insurances & Protection
Life Insurance
Life insurance is a vital component to ensuring the financial security of our families in the face of life’s uncertainties. We can help to remove the complexities of life insurance policies and help to find the right coverage to safeguard the future.
Life insurance provides invaluable peace of mind by offering financial protection to loved ones after our death. However, it’s essential to consider additional layers of protection, such as critical illness cover. Critical illness cover provides a lump sum payout in the event of a diagnosis with a specified critical illness, offering financial support during a challenging time and alleviating the burden of medical expenses and loss of income.
We know that each client is unique, and so we strive to understand each one’s needs and circumstances. We provide personalised recommendations tailored to the financial goals and obligations of families.
Income Protection
Safeguarding income and protecting the financial stability of families is important, especially during times of uncertainty. That’s why we offer expert guidance and tailored solutions to help navigate the world of income protection.
Income protection is a vital component of financial planning, creating a safety net in the event of an illness or injury that prohibits work. It offers peace of mind by replacing a portion of lost income, assisting families to meet their financial obligations and maintain their standard of living during difficult times.
We will carefully assess income protection needs and design a customised solution. It doesn’t matter if a client is self-employed, a sole breadwinner, or simply wanting to ensure that their family is protected, we’re here to help find the right coverage for everyone’s needs.
Private Medical Insurance (PMI)
With NHS waiting lists now exceeding record highs, private healthcare is becoming an increasingly popular solution. If you’re looking to take control of your healthcare, Private Medical Insurance (PMI) could provide faster access to consultations, diagnostics, and treatment, giving you peace of mind when you need it most.
What Does PMI Cover?
- PMI is designed to put you in control of your healthcare, offering:
- Fast-tracked consultations with leading specialists
- Access to private hospitals and treatment centres
- Diagnostic tests, scans, and outpatient services
- Physiotherapy to aid recovery
- 24/7 GP access, often via virtual appointments
While PMI doesn’t cover everything—such as emergency treatment, chronic conditions, or maternity care—it could provide a valuable solution for avoiding long NHS waiting times.
Is PMI the Right Choice for You?
At Protect Mortgage Solutions, we can help you find a policy that suits your needs and budget. Whether you’re considering PMI or looking into other forms of protection, we’re here to guide you through your options.
Home Insurance
Home insurance provides essential protection against a wide range of risks, including damage from natural disasters, theft, fire, and liability claims. With the right coverage in place, there’s no need to worry that the home and its contents are protected against unforeseen events that could put a burden on finances and daily life.
Reviews
Johnny and Cheree were great to work with, they were amazing at helping with all the paperwork and with things that gave us no stress. I recommend working with this company to my friends and family 🙂
We recently worked with Johnny and Cheree Winterbottom at Protect Mortgage Solutions, and we honestly couldn’t be happier with the service we received. From the very start, they were professional, approachable, and incredibly helpful.
They took the time to fully understand our needs, explained everything clearly, and guided us through each step of the process. What really stood out was how well they kept us informed throughout – we always felt reassured that everything was being taken care of.
Thanks to their knowledge and hard work, my wife and I were able to secure a fantastic new mortgage deal with zero stress. We can’t recommend Johnny and Cheree highly enough – if you’re looking for reliable, friendly, and efficient mortgage support, they’re the people to call.
They took the time to fully understand our needs, explained everything clearly, and guided us through each step of the process. What really stood out was how well they kept us informed throughout – we always felt reassured that everything was being taken care of.
Thanks to their knowledge and hard work, my wife and I were able to secure a fantastic new mortgage deal with zero stress. We can’t recommend Johnny and Cheree highly enough – if you’re looking for reliable, friendly, and efficient mortgage support, they’re the people to call.
Protect Mortgage Solutions would come highly recommended by my partner & I, we had to renew our mortgage & Johnny helped us get a good deal & made the whole experience very easy & stress free for us, & Cheree also providing great support from the documentation side of things also.
We couldn’t recommend Johnny and Cheree enough! We’re incredibly grateful for their guidance and support in helping my fiancé and me purchase our first home together. Their patience and depth of knowledge were truly exceptional throughout the entire process.
Great, professional service! No question too small or silly. Already recommended to friends and family.
I can't express how grateful I am for the outstanding service I received from my mortgage advisor! As a first-time buyer, the entire mortgage application process seemed incredibly daunting. However, they made it quick, easy, and stress-free. Their expertise and guidance were invaluable, and they went above and beyond to ensure I understood every step of the process. I highly recommend them to anyone looking for a mortgage, especially first-time buyers!
Thank you again!
Anna.
Thank you again!
Anna.
We were very happy with Protect Morgage Solutions. We always felt important , listened to and understood . From start to finish we were treated with respect and both Johnny and Cheree went out of their way to make sure we got the best mortgage deals. Cannot recommend Protect Morgage Solutions highly enough ***** Thank you both !!
Johnny provided first-class service from our initial meeting all the way through to the final sale. As a first-time buyer, the process can feel quite daunting, but Johnny’s guidance made everything close to effortless and even enjoyable. I couldn’t recommend Johnny and Cheree at Protect Mortgage Solutions highly enough.
I can't thank Johnny enough for all his help with my recent remortgage. He made the whole process smooth, stress-free, and honestly saved me ££££ compared to some of the deals I was being offered online. I was almost ready to go with one of those "too good to be true" online broker offers, but Johnny took the time to properly explain everything, run the numbers, and found me a much better deal tailored to my situation.
On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.
For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
On top of that, he didn’t just stop at the mortgage - he also helped me sort out my insurance, making sure I was fully protected without overpaying or missing out on key cover. He was super knowledgeable, patient, and always quick to respond to any questions I had.
For any mortgage help or sorting out your protection, honestly, give Johnny a call. Proper personal service you won’t get from the big online brokers.
Call Us
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £500 and this will be discussed and agreed with you at the earliest opportunity. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Protect Mortgage Solutions Ltd trading as Protect Mortgage Solutions is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
Protect Mortgage Solutions Ltd are registered in Scotland.
Registered No: SC501786. Registered Office: 7 Queens Road, Aberdeen, AB15 4YD.
Follow a manual added link
Get Your Free
Get Your Free
Credit Report
Try it FREE for 30 days, then £14.99 a month – cancel online anytime
Please be aware that by clicking on to the above links you are leaving the Protect Mortgage Solutions Ltd website. Please note that Protect Mortgage Solutions Ltd nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.
If you click this referral link and make a purchase (or take another qualifying action), we may receive a commission or referral fee – at no extra cost to you.
© Copyright Protect Mortgage Solutions
All rights reserved. Website by Clyq
Privacy Policy | Cookie Policy | Complaints Procedure
The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
© Copyright Protect Mortgage Solutions
All rights reserved. Website by Clyq
Privacy Policy | Cookie Policy | Complaints Procedure
The Financial Conduct Authority does not regulate some forms of Buy to Lets. Think carefully before securing any other debts against your home. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.